Originally specializing in life insurance, SNA has quickly exported its know-how to countries such as Tunisia, Morocco and Jordan. Its international scale was confirmed as of 1998 with the entry of the French group AGF in the capital.
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| M. Antoine Wakim |
| CEO and General Manager |
SNA's activity is not confined to the distribution of insurance expertise; it also extends to actions of sponsorship and environmental protection, making it a civil company. Thanks to its professional and charismatic leaders, SNA has become a genuine school which can be proud of its insurance library.
Today, SNA stands for quality, soundness and know-how. Its influence and notoriety in Arab countries are considerable. The AGF-Allianz group has sensed that by making of it its Middle Eastern most privileged partner.
The SNA Holding in 2004
Capital | 19.093 million USD |
Turnover | 45.677 million USD |
Net profit | 5.087 million USD |
Shareholders' equity | 48.419 million USD |
Number of employees | 105 (SNA Lebanon) and more than 150 marketing agents |
Presence | Jordan, Tunisia, Egypt, Saudi Arabia, United Arab Emirates |
Management
| Chief Executive Officer and General Manager | Antoine Wakim |
| Head of Operations | Raymond Cham |
| Head of Development and Reinsurance | Antoine Issa |
| Head of Finance and Internal Audit | Antoine Bitar |
| Head of Business Center Claims and of Individual Center | Ramez Hayek |
| Head of Sales | Bassam Khoueiss |
| Head of Non-life Development | François Masson |
| Head of Corporate Communication | Rosette Gharzouzi |
| Bancassurance Manager | Raed Labaki |
| Head of Business Center Corporate | Cessine Wakim |
| PRT Manager | Hrair Kouyoumjian |
Main shareholders
| AGF Allianz Group | 59.1% |
| SNA Founders & Management | 27.13% |
| Other local financial institutions | 10.53% |
| Swiss Re | 3.24% |
Main financial highlights: 2003-2004
in thousands USD| SNA Lebanon | SNA Holding | |||
|---|---|---|---|---|
| 2003 | 2004 | 2003 | 2004 | |
Capital | 8 137 | 8 742 | 19 093 | 19 093 |
Gross premiums | 38 521 | 41 867 | 41 178 | 45 677 |
Net profit | 2 627 | 3 270 | 4 052 | 5 087 |
Technical provisions | 50 666 | 62 412 | 59 249 | 71 301 |
Shareholders' equity | 24 318 | 26 626 | 45 094 | 48 419 |
Total assets | 81 488 | 96 518 | 113 969 | 130 555 |
SNA Lebanon: Gross premiums split by class of business: 2001-2004
in thousands USD| 2001 | 2002 | 2003 | 2004 | |
|---|---|---|---|---|
| Non life | ||||
Motor | 1 712 | 2 224 | 3 410 | 3 575 |
Accident, General TPL, Workmen's Compensation | 2 210 | 2 498 | 2 562 | 2 812 |
Fire | 1 951 | 2 347 | 2 123 | 2 335 |
Engineering | - | - | 673 | 201 |
Marine Cargo | 263 | 258 | 253 | 602 |
Health | 11 795 | 11 547 | 13 905 | 14 315 |
Others | 103 | 81 | 373 | 156 |
Total non life | 18 034 | 18 955 | 23 299 | 23 996 |
| Life | ||||
Total life | 12 830 | 14 029 | 15 222 | 17 871 |
Grand total | 30 864 | 32 984 | 38 521 | 41 867 |
Gross premiums split by class of business in 2004

SNA Lebanon: Turnover evolution by activity
in thousands USD
Source: ARIG Directory (8th edition) Exchange rate LBP/USD as at 31/12 | 2001 | 2002 | 2003 | 2004 |
0.00064 | 0.00064 | 0.00064 | 0.00066 |

Contact
| Head office | SNA Building Hazmieh P.O Box 16 6528 PC 1100 2130 Beirut - Lebanon |
| Phone | (+961) 5 956 600 |
| Fax | (+961) 5 956 624 |
| Website |
Agencies and branches
SNA Lebanon Agencies | ||
|---|---|---|
| Aïn Saadeh | Jdeideh | Sour |
| Baaklin | Jounieh | Tabaria |
| Beit Mery | Mseitbeh | Verdun |
| Dekwaneh | Saida | Zghorta |
| Jbeil | ||
SNA Lebanon Branches | ||
| Hamra | Chehwan | Zahle |
| Jounieh | Tabaris | |
| Kornet | Tripoli | |
Thanks: We thank SNA for their kind assistance in the conception of this survey.

