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You will find an overview of each company of the group with among others, its main technical indicators, its management, its capital and shareholding.
NSIA Assurances, Côte d’Ivoire
Presentation
| Date of creation | 1995 |
| Number of employees in 2014 | 97 |
| Shareholder’s equity in 2014 | 16 446 092 USD |
Management
| General manager | Olivier Nébout Keytasso |
| Finance and administration manager | Guy Koreki Morron |
| Head of communication de-partment | Jean-Michel Ateby |
| Direct business development manager | Delphine Diby Koffibra |
| Brokerage manager | Hélène Asquet |
| Health manager | Lucienne Koutouan |
| Marine manager | Nicole Coulibaly |
| Head of human resources department | Carine Edi |
| IT manager | Mohamed Coulibaly |
Capital and shareholding
| NSIA Participations | 95.68% |
| Minority shareholders | 4.32% |
| Share capital | 4 679 955 USD |
Main technical indicators: 2010-2014
in USD| 2010 | 2011 | 2012 | 2013 | 2014 | |
|---|---|---|---|---|---|
| Gross written premiums | 34 086 922 | 30 941 246 | 27 434 172 | 35 105 834 | 35 577 600 |
| Net written premiums | 26 950 340 | 23 319 556 | 20 076 936 | 25 817 988 | 25 102 591 |
| Gross earned premiums | 33 008 496 | 31 124 247 | 27 201 987 | 35 013 522 | 37 334 244 |
| Gross incurred losses (1) | 12 996 786 | 13 570 228 | 11 356 875 | 14 251 714 | 25 917 911 |
| Net incurred losses | 11 650 300 | 12 031 813 | 7 674 219 | 13 353 770 | 15 025 977 |
| Management expenses (2) | 13 934 996 | 11 872 944 | 12 037 278 | 13 414 612 | 6 622 622 |
| Gross loss ratios | 39.38% | 43.60% | 41.75% | 40.70% | 69.42% |
| Expenses ratios | 40.88% | 38.37% | 48.81% | 38.21% | 18.61% |
| Combined ratios | 80.26% | 81.97% | 90.56% | 78.92% | 88.03% |
| Technical results | 2 280 572 | 1 775 713 | 1 625 295 | 1 252 506 | 2 084 625 |
| Financial income | 305 176 | 345 892 | 492 636 | -360 856 | 221 434 |
| Pre-tax results | 3 286 828 | 3 943 571 | 2 376 363 | 1 281 878 | 591 107 |
| Net results | 2 686 786 | 3 074 819 | 1 936 221 | 1 007 040 | 526 252 |
(2) Overhead expenses+ operating costs
Contact NSIA Assurances Côte d’Ivoire
| Head office | B.P.: 01 B.P 1571 Abidjan-Côte d’Ivoire |
| Tel | (225) 20 31 75 00 / 20 31 98 00 |
| Fax | (225) 20 31 76 20 |
| Website |
NSIA Assurances, Gabon
Presentation
| Date of creation | 2000 |
| Number of employees in 2014 | 73 |
| Shareholder’s equity in 2014 | 11 965 162 USD |
Management
| General manager | Sévérin Anguilé |
| Administration and finance manager | Hermann NZoundou |
| Direct business manager | Bruno Ontsuma Okogo |
| Brokerage manager | Andréa Bagwendy |
| Technical manager | Vincent De Paul MVola NDong |
| Claims manager | Ernestine MBori |
| Head of human resources department | M. Diane Prisca Oulabou |
| IT manager | Hugues Davy Endama Ndong |
Capital and shareholding
| NSIA Participations | 85.76% |
| NSIA Assurances (Benin) | 5.45% |
| Minority shareholders | 8.79% |
| Share capital | 4 076 600 USD |
Main technical indicators: 2010-2014
in USD| 2010 | 2011 | 2012 | 2013 | 2014 | |
|---|---|---|---|---|---|
Gross written premiums | 32 761 056 | 35 130 159 | 34 363 380 | 39 140 288 | 41 043 950 |
Net written premiums | 23 842 906 | 25 308 435 | 22 659 237 | 23 690 616 | 26 818 469 |
Gross earned premiums | 32 660 018 | 35 449 908 | 33 761 718 | 38 204 580 | 40 569 582 |
Gross incurred losses (1) | 10 718 276 | 13 226 347 | 14 825 517 | 16 742 040 | 15 403 989 |
Net incurred losses | 9 740 888 | 11 724 130 | 10 288 824 | 13 813 232 | 13 039 561 |
Management expenses (2) | 11 994 654 | 11 730 163 | 12 136 209 | 13 238 380 | 13 619 550 |
Gross loss ratios | 32.82% | 37.31% | 43.91% | 43.82% | 37.97% |
Expenses ratios | 36.61% | 33.39% | 35.32% | 33.82% | 33.18% |
Combined ratios | 69.43% | 70.70% | 79.23% | 77.64% | 71.15% |
Technical results | 3 422 920 | 3 454 898 | 2 206 767 | -931 512 | 2 753 558 |
Financial income | 622 724 | 1 387 590 | 805 581 | 572 754 | 1 121 065 |
Pre-tax results | 4 559 082 | 4 735 905 | 2 969 949 | 3 153 294 | 5 210 636 |
Net results | 2 987 838 | 2 823 444 | 1 881 708 | 2 028 766 | 3 728 236 |
(2) Overhead expenses+ operating costs
Contact NSIA Assurances Gabon
| Head office | B.P.: 2221 Libreville |
| Tel | (241) 01 72 13 90 / 01 76 00 54 |
| Fax | (241) 01 74 17 02 |
| Website |
NSIA Assurances, Bénin
Presentation
| Date of creation | 1998 |
| Number of employees in 2014 | 40 |
| Shareholder’s equity in 2014 | 6 031 515 USD |
Management
| General manager | Alfred Yaméogo |
| Financial manager | Didier Gankpézoundey |
| Head of communication department | Nina Koudjo |
| Head of Internal audit department | Romaric Houndolo |
| Direct business manager | Moussouloumi Soumanou |
| Brokerage manager | Fabrice Agbota |
| Administration and human resources manager | Fortunée Capo-Chichi |
| Head of IT department | Brice Ahouansou |
Capital and shareholding
| NSIA Participations | 45.67% |
| other shareholders | 54.33% |
| Share capital | 4 169 250 USD |
Main technical indicators: 2010-2014
in USD| 2010 | 2011 | 2012 | 2013 | 2014 | |
|---|---|---|---|---|---|
Gross written premiums | 14 466 992 | 14 923 631 | 15 001 170 | 18 026 016 | 15 791 266 |
Net written premiums | 11 953 414 | 12 436 024 | 12 937 752 | 14 958 740 | 12 715 286 |
Gross earned premiums | 14 450 496 | 15 189 083 | 14 964 828 | 17 161 640 | 16 048 833 |
Gross incurred losses (1) | 7 592 284 | 7 893 175 | 7 864 005 | 9 206 024 | 10 330 475 |
Net incurred losses | 6 720 058 | 8 104 330 | 7 520 775 | 8 788 522 | 7 245 230 |
Management expenses (2) | 5 315 836 | 5 787 658 | 6 050 943 | 6 596 112 | 5 805 449 |
Gross loss ratios | 52.54% | 51.96% | 52.55% | 53.64% | 64.37% |
Expenses ratios | 36.74% | 38.78% | 40.34% | 36.59% | 36.76% |
Combined ratios | 89.28% | 90.74% | 92.89% | 90.23% | 101.13% |
Technical results | 167 022 | -291 595 | -456 294 | -549 676 | 129 710 |
Financial income | 527 872 | 1 367 480 | 961 044 | 704 928 | 893 146 |
Pre-tax results | 1 127 914 | 1 355 414 | 1 118 526 | 1 051 098 | 1 400 868 |
Net results | 948 520 | 1 242 798 | 890 379 | 832 906 | 972 825 |
(2) Overhead expenses+ operating costs
Contact NSIA Assurances Bénin
| Head office | B.P.: 08 BP 0258 Tri Postal-Cotonou |
| Tel | (229) 21 31 33 69 |
| Fax | (229) 21 31 35 17 |
| Website |
NSIA Assurances, Guinée Bissau
Presentation
| Date of creation | 2007 |
| Number of employees in 2014 | 13 |
| Shareholder’s equity in 2014 | 1 256 334 USD |
Management
| General manager | Amadou Thiam |
| Head of administration and finance department | Leonel V. Almeida De Pina |
| Head of technical and commercial department | Abdoulaye AW |
| Head of IT department | Gilson Aldemir Almeida Sa Nogueira |
Capital and shareholding
| NSIA Participations | 59.44% |
| Fernando GOMES | 29.76% |
| NSIA Assurances (Senegal) | 10% |
| Jean Kacou DIAGOU | 0.8% |
| Share capital | 926 500 USD |
Main technical indicators: 2010-2014
in USD| 2010 | 2011 | 2012 | 2013 | 2014 | |
|---|---|---|---|---|---|
| Gross written premiums | 952 644 | 1 055 775 | 1 066 032 | 1 749 732 | 1 545 402 |
| Net written premiums | 835 110 | 874 785 | 819 714 | 1 439 228 | 1 310 071 |
| Gross earned premiums | 886 660 | 1 112 083 | 1 088 241 | 1 600 774 | 1 563 932 |
| Gross incurred losses (1) | 49 488 | 180 990 | 62 589 | 224 486 | 137 122 |
| Net incurred losses | 43 302 | 170 935 | 52 494 | 209 800 | 98 209 |
| Management expenses (2) | 600 042 | 601 289 | 839 904 | 1 030 118 | 982 090 |
| Gross loss ratios | 5.58% | 16.27% | 5.75% | 14.02% | 8.76% |
| Expenses ratios | 62.98% | 56.95% | 78.78% | 58.87% | 63.55% |
| Combined ratios | 68.56% | 73.22% | 84.53% | 72.89% | 72.31% |
| Technical results | 191 766 | 140 770 | 2 019 | 146 860 | 268 685 |
| Financial income | 16 496 | 40 220 | 78 741 | 86 018 | 68 561 |
| Pre-tax results | 70 108 | 187 023 | 80 760 | 356 660 | 416 925 |
| Net results | 65 984 | 172 946 | 60 570 | 268 544 | 311 304 |
(2) Overhead expenses+ operating costs
Contact NSIA Assurances Guinée Bissau
| Head office | B.P. : 27 Bissau |
| Tel | (+245) 580 31 31/ (+245) 617 57 57 |
| Website |
NSIA Assurances, Cameroun
Presentation
| Date of creation | 2007 |
| Number of employees in 2014 | 43 |
| Shareholder’s equity in 2014 | 3 229 779 USD |
Management
| General manager | Esther Tiako NGOUANG |
| Central manager, administration and finance | Norbert NGniwaké |
| Head of direct business development and marketing department | Maïrama Icare |
| Head of technical and reinsurance departement | Césaire Waton |
| Yaoundé direct space manager | François Binam |
| Head of human resources department | NGaï NGaï |
| Head of brokerage department | Sébastien Atee |
| Head of marine division | Aicha Lamaro |
| Head of IT department | Edouma M Bassi |
Capital and shareholding
| NSIA Participations | 70% |
| Esther TIAKO NGOUANG | 21.88% |
| Jean Kacou DIAGOU | 5% |
| The company LAPEYERE CAPITAL M. | 3.12% |
| Share capital | 2 964 800 USD |
Main technical indicators: 2010-2014
in USD| 2010 | 2011 | 2012 | 2013 | 2014 | |
|---|---|---|---|---|---|
| Gross written premiums | 10 510 014 | 15 933 153 | 16 160 076 | 19 179 916 | 12 011 146 |
| Net written premiums | 6 678 818 | 12 132 363 | 12 588 465 | 15 170 638 | 8 742 454 |
| Gross earned premiums | 9 945 026 | 16 248 880 | 16 586 085 | 19 007 880 | 11 998 175 |
| Gross incurred losses (1) | 2 412 540 | 7 784 581 | 6 485 028 | 9 713 740 | 4 938 245 |
| Net incurred losses | 2 853 808 | 7 213 457 | 7 100 823 | 9 084 340 | 4 211 869 |
| Management expenses (2) | 3 662 112 | 5 051 632 | 6 111 513 | 6 887 734 | 5 349 611 |
| Gross loss ratios | 24.26% | 47.91% | 39.10% | 51.10% | 41.16% |
| Expenses ratios | 34.84% | 31.70% | 37.82% | 35.91% | 44.54% |
| Combined ratios | 59.10% | 79.61% | 76.92% | 87.01% | 85.70% |
| Technical results | 1 070 178 | 695 806 | 454 275 | -241 270 | -272 391 |
| Financial income | 74 232 | 172 946 | 102 969 | 213 996 | 185 300 |
| Pre-tax results | 1 350 610 | 981 368 | 310 926 | -306 308 | 213 095 |
| Net results | 1 068 116 | 567 102 | 6 057 | -461 560 | -353 923 |
(2) Overhead expenses+ operating costs
Contact NSIA Assurances Cameroun
| Head office | B.P.: 2759 Bonanjo-Douala |
| Tel | (+237) 33 42 24 35 |
| Fax | (+237) 33 43 32 10 |
| Website |
NSIA Assurances, Congo
Presentation
| Date of creation | 2004 |
| Number of employees in 2014 | 54 |
| Shareholder’s equity in 2014 | 5 730 656 USD |
Management
| General manager | Alfred Yaméogo |
| Finance and accounting manager | Joël Ellah Kouassi |
| Head of communication department | Itcha Djata |
| Technical and reinsurance manager | Richard Mouambouma |
| Regional manager PNR | Dieudonné MBoukou MBoungou |
| Head of human resources department | Cady Diafouka Epse Goma |
Capital and shareholding
| NSIA Participations | 50.62% |
| EM Entreprise Congo | 20.48% |
| NSIA Assurances (Gabon) | 4.29% |
| NSIA Assurances (Benin) | 2.70% |
| NSIA Assurances (Senegal) | 2.16% |
| Minority shareholders | 10.75% |
| Share capital | 4 632 500 USD |
Main technical indicators: 2010-2014
in USD| 2010 | 2011 | 2012 | 2013 | 2014 | |
|---|---|---|---|---|---|
| Gross written premiums | 16 735 192 | 16 198 605 | 17 476 464 | 23 390 602 | 22 773 370 |
| Net written premiums | 10 788 384 | 9 968 527 | 12 457 230 | 16 053 896 | 14 907 385 |
| Gross earned premiums | 15 530 984 | 15 921 087 | 18 374 919 | 23 493 404 | 22 302 708 |
| Gross incurred losses (1) | 5 602 454 | 3 847 043 | 12 723 738 | 7 458 390 | 21 407 709 |
| Net incurred losses | 3 517 772 | 4 011 945 | 9 081 462 | 5 033 102 | 8 114 287 |
| Management expenses (2) | 6 144 760 | 6 417 101 | 7 167 450 | 8 519 978 | 7 908 604 |
| Gross loss ratios | 36.07% | 24.16% | 69.25% | 31.75% | 95.99% |
| Expenses ratios | 36.72% | 39.61% | 41.01% | 36.42% | 34.73% |
| Combined ratios | 72.79% | 63.77% | 110.26% | 68.17% | 130.72% |
| Technical results | 1 181 526 | 1 397 645 | -1 996 791 | 5 102 336 | 1 126 624 |
| Financial income | 24 744 | 138 759 | 343 230 | 444 776 | 644 844 |
| Pre-tax results | 1 402 160 | 1 745 548 | 589 548 | 4 065 924 | 1 752 938 |
| Net results | 859 854 | 1 118 116 | 193 824 | 2 444 170 | 1 185 920 |
(2) Overhead expenses + operating costs
Contact NSIA Assurances Congo
| Head office | B.P.: 1151 Brazzaville |
| Tel | (242) 22 282 24 92 |
| Fax | (242 )22 282 24 93 |
| Website |
NSIA Assurances, Ghana
Presentation
| Date of creation | 2010 |
| Number of employees in 2014 | 13 |
| Shareholder’s equity in 2014 | 2 142 918 USD |
Management
| General manager | Linda Osei-Akoto |
| Finance senior manager | Basil Atitso |
| Head of marketing and business development department | Benjamin K. Amoako |
| Head of publicity and special projects department | Bianca Noshie Ribeiro |
| Human resource manager | Charles Appiah-Sam |
| Head of IT department | Edmund Opoku |
Capital and shareholding
| NSIA Participations | 93.78% |
| Minority shareholders | 6.22% |
| Share capital | 1656 490 USD |
Main technical indicators: 2010-2014
in USD| 2010 | 2011 | 2012 | 2013 | 2014 | |
|---|---|---|---|---|---|
| Gross written premiums | 3 534 268 | 3 824 922 | 4 167 216 | 3 942 142 | 1 693 642 |
| Net written premiums | 3 169 294 | 3 398 590 | 3 581 706 | 3 365 192 | 1 437 928 |
| Gross earned premiums | 2 255 828 | 3 334 238 | 4 046 076 | 3 929 554 | 2 253 248 |
| Gross incurred losses (1) | 1 037 186 | 2 602 234 | 1 005 462 | 2 912 024 | 1 408 280 |
| Net incurred losses | 546 430 | 830 543 | 938 835 | 2 005 688 | 1 393 456 |
| Management expenses (2) | 2 765 142 | 2 545 926 | 2 467 218 | 3 868 712 | 2 095 743 |
| Gross loss ratios | 45.97% | 78.04% | 24.85% | 74.10% | 62.50% |
| Expenses ratios | 78.24% | 66.56% | 59.20% | 98.13% | 123.74% |
| Combined ratios | 124.21% | 144.60% | 84.05% | 172.23% | 186.24% |
| Technical results | -1 420 718 | -309 694 | 129 216 | -2 475 640 | -1 447 193 |
| Financial income | 375 284 | 172 946 | 1 265 913 | 1 124 528 | 737 494 |
| Pre-tax results | -977 388 | 16 088 | 1 516 269 | -1 195 860 | - |
| Net results | -802 118 | -46 253 | 900 474 | -1 200 056 | -1 536 137 |
(2) Overhead expenses + operating costs
Contact NSIA Assurances Ghana
| Head office | P.O. Box GP 3114 - Accra |
| Tel | (233) 21 249 500 |
| Fax | (233) 302 249504 |
| Website |
NSIA Assurances, Guinée
Presentation
| Date of creation | 2009 |
| Number of employees in 2014 | 44 |
| Shareholder’s equity in 2014 | 2 527 536 USD |
Management
| General manager | Momar Seck |
| Administration and finance manager | Victor Faya Ifono |
| Direct business manager | Mohamed Kaba |
| Brokerage manager | Madiou Bah |
| Human resources manager | Victor Faya Ifono |
| Head of IT department | Mamady Koulibaly |
Capital and shareholding
| NSIA Participations | 69% |
| Jean Kacou DIAGOU | 0.93% |
| Séré Mady KABA | 10% |
| Sakho DIAKITE | 10% |
| Ansoumane KABA | 10% |
| Janine-Bénédicte DIAGOU | 0.07% |
| Share capital | 1656 490 USD |
Main technical indicators: 2010-2014
in USD| 2010 | 2011 | 2012 | 2013 | 2014 | |
|---|---|---|---|---|---|
| Gross written premiums | 2 383 672 | 6 646 355 | 10 525 047 | 10 462 726 | 9 496 625 |
| Net written premiums | 1 437 214 | 5 409 590 | 8 473 743 | 8 517 880 | 7 636 213 |
| Gross earned premiums | 1 591 864 | 6 413 079 | 10 250 463 | 10 741 760 | 9 283 530 |
| Gross incurred losses (1) | 253 626 | 2 897 851 | 3 083 013 | 5 064 572 | 1 762 203 |
| Net incurred losses | 253 626 | 2 849 587 | 2 830 638 | 3 912 770 | 1 832 617 |
| Management expenses (2) | 1 276 378 | 2 290 529 | 3 468 642 | 4 032 356 | 4 569 498 |
| Gross loss ratios | 15.93% | 45.18% | 30.07% | 47.14% | 18.98% |
| Expenses ratios | 53.55% | 34.46% | 32.96% | 38.54% | 48.11% |
| Combined ratios | 69.48% | 79.64% | 63.03% | 85.68% | 67.09% |
| Technical results | -515 500 | 540 959 | 2 473 275 | 1 004 942 | 55 590 |
| Financial income | 12 372 | 62 341 | 230 166 | 524 500 | 218 654 |
| Pre-tax results | -556 740 | 581 179 | 2 604 510 | 1 260 898 | 116 739 |
| Net results | -556 740 | 581 179 | 1 687 884 | 782 554 | 35 207 |
(2) Overhead expenses + operating costs
Contact NSIA Assurances Guinée
| Head office | B.P. : 5884 Conakry |
| Tel | (224) 66 18 12 82 |
| Website |
NSIA Assurances, Mali
Presentation
| Date of creation | 2009 |
| Number of employees in 2014 | 17 |
| Shareholder’s equity in 2014 | 1 848 340 USD |
Management
| General manager | Constant Yao Djeket |
| Deputy general manager | Chantal Bosso |
| Head of commercial department | Modibo Koureichy |
| Head of claims department | Marie Jeanne Cissé |
| Head of general services and HR department | Hamadoun Haïdara |
| Head of IT department | Issiaka Traoré |
Capital and shareholding
| NSIA Participations | 66% |
| Cesse KOME | 20% |
| Saïdou SYLLA | 10% |
| Minority shareholders | 4% |
| Share capital | 4 076 600 USD |
Main technical indicators: 2010-2014
in USD| 2011 | 2012 | 2013 | 2014 | |
|---|---|---|---|---|
| Gross written premiums | 1 920 505 | 3 139 545 | 2 830 202 | 3 843 122 |
| Net written premiums | 1 224 699 | 2 525 769 | 2 045 550 | 3 133 423 |
| Gross earned premiums | 1 699 295 | 3 151 659 | 2 714 812 | 3 759 737 |
| Gross incurred losses (1) | 307 683 | 860 094 | 1 508 462 | 1 545 402 |
| Net incurred losses | 178 979 | 779 334 | 1 078 372 | 1 213 715 |
| Management expenses (2) | 2 095 462 | 2 000 829 | 2 578 442 | 2 247 689 |
| Gross loss ratios | 18.11% | 27.29% | 55.56% | 41.10% |
| Expenses ratios | 109.11% | 63.73% | 91.10% | 58.49% |
| Combined ratios | 127.22% | 91.02% | 146.66% | 99.59% |
| Technical results | -957 236 | -149 406 | -1 588 186 | -231 625 |
| Financial income | 4 022 | 20 190 | 8 392 | -7 412 |
| Pre-tax results | -953 214 | -125 178 | -1 317 544 | 37 060 |
| Net results | -973 324 | -155 463 | -1 344 818 | -264 979 |
(2) Overhead expenses + operating costs
Contact NSIA Assurances Mali
| Head office | B.P. 1627 Bamako |
| Tel | (223) 20 23 24 40 |
| Fax | (223) 20 23 24 41 |
| Website |
NSIA Assurances, Sénégal
Presentation
| Date of creation | 2002 |
| Number of employees in 2014 | 47 |
| Shareholder’s equity in 2014 | 5 490 439 USD |
Management
| General manager | Sidy Faye |
| Deputy general manager | Ibra Mamadou Kane |
| Financial manager | Assane Diaw |
| Head of communication in charge of quality | Binette Diouf |
| Direct business manager | Momar Seck Ifono |
| Brokerage manager | Ousmane Diouf |
| Head of general services and HR department | Souleymane Gueye |
| Head of IT department | Khadime Leye |
Capital and shareholding
| NSIA Participations | 66.94% |
| NSIA Assurances (Gabon) | 7.78% |
| NSIA Assurances (Benin) | 7.78% |
| Jean Kacou DIAGOU | 7.5% |
| Ramatoulaye NDIAYE | 5% |
| Sidy FAYE | 5% |
| Share capital | 4 632 500 USD |
Main technical indicators: 2010-2014
in USD| 2010 | 2011 | 2012 | 2013 | 2014 | |
|---|---|---|---|---|---|
| Gross written premiums | 15 473 248 | 14 527 464 | 11 867 682 | 15 546 180 | 17 147 662 |
| Net written premiums | 11 606 998 | 10 394 859 | 8 405 097 | 9 472 470 | 11 138 383 |
| Gross earned premiums | 15 774 300 | 14 260 001 | 12 051 411 | 15 575 552 | 17 142 103 |
| Gross incurred losses (1) | 8 033 552 | 11 263 611 | 6 075 171 | 5 158 982 | 6 174 196 |
| Net incurred losses | 6 482 928 | 4 383 980 | 3 783 606 | 2 765 164 | 4 426 817 |
| Management expenses (2) | 5 470 486 | 5 467 909 | 5 330 160 | 6 296 098 | 6 411 380 |
| Gross loss ratios | 50.93% | 78.99% | 50.41% | 33.12% | 36.02% |
| Expenses ratios | 35.35% | 37.64% | 44.91% | 40.50% | 37.38% |
| Combined ratios | 86.28% | 116.63% | 95.32% | 73.62% | 73.4% |
| Technical results | 921 714 | 1 168 391 | 573 396 | 1 814 770 | 1 221 127 |
| Financial income | 241 254 | 273 496 | 133 254 | 94 410 | 370 600 |
| Pre-tax results | 1 408 346 | 1 677 174 | 775 296 | 1 143 410 | 1 256 334 |
| Net results | 1 053 682 | 1 260 897 | 518 883 | 746 888 | 837 556 |
(2) Overhead expenses + operating costs
Contact NSIA Assurances Sénégal
| Head office | B.P. 50225 Dakar |
| Tel | (221) 33 889 60 60 |
| Fax | (221) 33 042 64 64 |
| Website |
NSIA Assurances, Togo
Presentation
| Date of creation | 2005 |
| Number of employees in 2014 | 39 |
| Shareholder’s equity in 2014 | 2 629 064 USD |
Management
| General manager | José Syménouh |
| Finance and administration manager | Koffivi Agbonegban |
| Head of commercial and marketing department | Goudjo Afinou-Akakpo |
| Technical manager | Abel Zotchi |
| Communication manager | Justin Quam Gbadago Ifono |
| Head of administration and human resources department | Kossi Darius Yamajako |
| Head of IT department | Antoine-Marie Houngbo Vienyessi |
Capital and shareholding
| NSIA Participations | 65.89% |
| NSIA Assurances (Senegal) | 3% |
| NSIA Assurances (Gabon) | 3% |
| NSIA Assurances (Benin) | 3% |
| Minority shareholders | 25.11% |
| Share capital | 1 853 000 USD |
Main technical indicators: 2010-2014
in USD| 2010 | 2011 | 2012 | 2013 | 2014 | |
|---|---|---|---|---|---|
| Gross written premiums | 12 409 116 | 13 423 425 | 13 634 307 | 15 252 460 | 14 042 034 |
| Net written premiums | 8 511 936 | 9 644 756 | 9 063 291 | 10 871 836 | 10 708 487 |
| Gross earned premiums | 12 221 474 | 13 574 250 | 13 721 124 | 15 101 404 | 13 727 024 |
| Gross incurred losses (1) | 5 429 246 | 6 672 498 | 4 498 332 | 7 695 464 | 7 617 683 |
| Net incurred losses | 4 598 260 | 5 142 127 | 4 760 802 | 6 652 758 | 6 465 117 |
| Management expenses (2) | 4 385 874 | 4 538 827 | 4 908 189 | 5 438 016 | 5 121 692 |
| Gross loss ratios | 44.42% | 49.15% | 32.78% | 50.96% | 55.49% |
| Expenses ratios | 35.34% | 33.81% | 36% | 35.65% | 36.47% |
| Combined ratios | 79.76% | 82.96% | 68.78% | 86.61% | 91.96% |
| Technical results | 226 820 | 673 685 | 452 256 | -501 422 | -548 488 |
| Financial income | 55 674 | 68 374 | 268 527 | 329 386 | 435 455 |
| Pre-tax results | 305 176 | 742 059 | 712 707 | 163 644 | 1 095 123 |
| Net results | 222 696 | 468 563 | 458 313 | 52 450 | 987 649 |
(2) Overhead expenses + operating costs
Contact NSIA Assurances Togo
| Head office | B.P. 1120 Lomé |
| Tel | (228) 220 81 50 |
| Fax | (228) 220 81 52 |
| Website |
NSIA Assurances, Nigeria
Presentation
| Date of creation | 2011 |
| Number of employees in 2014 | 135 |
| Shareholder’s equity in 2014 | 50 974 335 USD |
Management
| General manager | Chioma Sideso |
| Head of finance department | Deborah Omotayo-Johnson |
| Head of technical operations | Abideen Musa |
| Head of communication department | Vivian Ikwuneme |
| Chief Risk Officer/ head of Western region | Mustapha Kola |
| Head of alternative distribution channels | Francis Kalaiwo |
| Head of life division | Kehinde Omoregie |
| Head of corporate services department | Vivian Ikwuneme |
| Head of IT department | Ambrose Ugwu |
Capital and shareholding
| NSIA Participations | 96.15% |
| Minority shareholders | 3.85% |
| Share capital | 34 586 848 USD |
Main technical indicators: 2010-2014
in USD| 2011 | 2012 | 2013 | 2014 | |
|---|---|---|---|---|
| Gross written premiums | 20 713 300 | 24 688 332 | 30 074 830 | 29 905 567 |
| Net written premiums | 14 989 994 | 16 888 935 | 19 276 424 | 21 016 726 |
| Gross earned premiums | 20 305 067 | 23 519 331 | 28 742 600 | 27 807 971 |
| Gross incurred losses (1) | 6 596 080 | 10 391 793 | 18 061 682 | 8 640 539 |
| Net incurred losses | 2 952 148 | 5 952 012 | 7 991 282 | 5 584 942 |
| Management expenses (2) | 9 093 742 | 7 454 148 | 90 33 988 | 13 328 629 |
| Gross loss ratios | 32.48% | 44.18% | 62.84% | 31.07% |
| Expenses ratios | 43.90% | 30.19% | 30.04% | 44.57% |
| Combined ratios | 76.38% | 74.37% | 92.88% | 75.64% |
| Technical results | 2 535 871 | 2 311 755 | 918 924 | 1 387 897 |
| Financial income | 3 137 160 | 6 139 779 | 6 140 846 | 6 059 310 |
| Pre-tax results | 5 043 588 | 8 405 097 | 6 761 854 | 7 202 611 |
| Net results | 2 791 268 | 6 212 463 | 5 654 110 | 6 024 103 |
(2) Overhead expenses + operating costs
Contact NSIA Assurances Nigeria
| Head office | P.O Box 5061 Lagos |
| Tel | +234-1-2805378-9 |
| Fax | 01–2798258 |
| Website |
Exchange rate FCFA/USD as at 31/12 | 2010 | 2011 | 2012 | 2013 | 2014 |
0.002062 | 0.002011 | 0.002019 | 0.002098 | 0.001853 |