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At its 13th Motor Day, Allianz called for a unified European approach to autonomous driving. The German insurer outlined three key proposals to ensure that the technology develops in a safe, harmonized, and publicly accepted manner.
The first recommendation focuses on establishing a common approval framework across all European countries, based on standardized testing and procedures. This would take the form of a “common license” designed to guarantee safety and facilitate the cross-border movement of autonomous vehicles.
Allianz also advocates the selective sharing of accident and road safety data. A framework jointly defined by manufacturers, regulators, and insurers would help build public trust and accelerate the deployment of autonomous driving technologies.
The final proposal calls for the creation of a shared database covering critical traffic situations.
According to a study conducted by the German group, only 33% of French respondents say they are familiar with automated driving, while 76% believe the technology remains too new and insufficiently tested.
Allianz expects autonomous vehicles to help reduce road accidents by 20% by 2035 and by 50% by 2060. While fewer accidents would naturally lead to a decline in motor insurance claims, the cost of repairing high-tech vehicles is expected to raise the average claim value.